PAYMENTS INFRASTRUCTURE

The rails beneath modern money movement.

Meridian gives fintechs and marketplaces a single programmable ledger, global routing, and compliance layer — so you can move money like the infrastructure companies do.

PLATFORM PILLARS

Ledger

A single, cryptographically verifiable record of every movement of funds across your rails.

Routing

Adaptive rail selection that picks the cheapest, fastest path for each transaction in real time.

Compliance

Built-in KYC/AML orchestration so new markets open in weeks, not quarters.

TRANSACTION FLOW

From initiation to settlement in one traceable path.

Every transfer is scored, routed, and settled with a full audit path back to source — visible to your finance and engineering teams alike.

currencies settled

$18.4B

annualized volume

99.995%

rail availability

120ms

median settlement ack

FOR DEVELOPERS

One API. Every rail.

Create a transfer with a single call — Meridian handles rail selection, compliance checks, and retries under the hood.

●Idempotent by default
●Typed SDKs in 6 languages
●Sandbox with live-like latency

curl https://api.meridianrails.com/v1/transfers \
  -H "Authorization: Bearer sk_live_..." \
  -d amount=42000 -d currency=usd \
  -d destination=acct_9f2c

"Meridian let us launch payouts in 9 markets in a single quarter without hiring a compliance team."

ENTERPRISE CASE STUDY

Ferroline Marketplaces

Ferroline moved from three fragmented payment providers to a single Meridian integration, cutting reconciliation time by 78%.

MODULAR PRODUCTS

Payouts

Mass disbursement across 41 currencies.

Cards

Issue virtual and physical cards in days.

Treasury

Programmable multi-currency balances.

Reconciliation

Automated matching against your ledger.

TRUST & SECURITY

Compliance is infrastructure, not paperwork.

SOC 2 Type II & PCI-DSS Level 1

End-to-end encrypted ledger

Real-time fraud scoring engine

PRICING

Usage-based. No setup fees.

Pay a small percentage per settled transaction — volume discounts kick in automatically as you scale.

0.35% + $0.10 / transfer

Standard rate, volume tiers apply above $2M/mo.